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Fair and Accurate Credit Transactions Act - Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, ) which was passed by Congress on December 4 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). The following website has been set up for this:
Consumer Credit Act 1974 - The Consumer Credit Act 1974 is a consumer protection law in the UK. It requires certain businesses to obtain Consumer credit licences and protects individuals receiving credit up to £25,000.
Consumer Credit Protection Act - The federal wage garnishment law, widely known as the Consumer Credit Protection Act (CCPA) guards employees from discharge by their employers because their wages have been garnished in any one week. It was approved by the government in 1968.
Credit freeze - Credit freezes allow individuals to control how a US consumer reporting agency (also known as credit bureau: Equifax, Experian, TransUnion) is able to sell consumer data. The credit freeze locks the data at the consumer reporting agency until an individual gives permission for the release of the data.
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